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Suburb Insights · VIC 3631

Kialla, VIC 3631 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Kialla is a regional centre in Victoria, Australia, with a population of approximately 8,667, making it a smaller community. Located approximately 157 km from the Melbourne CBD, Kialla is a regional area in Victoria. The median household income is $103,896 per year.

Investment Score

57 / 100 Moderate

Kialla benefits from a high-income resident base, supporting premium property pricing. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Melbourne
Kialla
Victoria · 3631
157 km from Melbourne CBD
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Key Indicators

Postcode
3631

Official Australia Post postcode for Kialla. A postcode may cover multiple suburbs.

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Population
8,667

Usual resident population at the most recent census.

Median weekly rent
$380/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$103,896/yr

Annual median household income (before tax) across all households.

Distance to CBD
157 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
3

Estimated 3 parks and green spaces near this suburb.

Median monthly mortgage
$1,625/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
91% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Kialla

Who Kialla Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Victoria median.
💼ProfessionalsAround 157 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Victoria median, improving cash-flow margins.
  • Local parks and reserves (around 3) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (157 km) — plan for commute time or local employment.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

8,667 residents places Kialla squarely in the middle of the Victoria suburb size distribution (state median 7,416), with market depth comparable to most VIC localities. Households here earn $103,896/year on average — 9% above the VIC suburb median of $95,160 — a modest premium that supports resilient owner-occupier demand. Median weekly rent of $380 equates to $1,647/month — about 101% of the median mortgage repayment of $1,625/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Kialla is 157 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 19% of household income — a useful sanity check on tenant affordability.

Kialla vs Victoria Median

How Kialla stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Kialla sits above the state median; negative means below.

MetricKiallaVIC medianΔ vs state
Population8,6677,416+17%
Median household income$103,896/yr$95,160/yr+9%
Median rent (weekly)$380$3800%
Median mortgage (monthly)$1,625$1,950-17%
Distance to CBD157 km32 km+391%
Separate houses91%78%+13pp

Investor Checklist

Pre-inspection briefing for Kialla — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 8,667 and household income close to the VIC median ($103,896 vs $95,160) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Strong rental coverage: $380/week (~$1,647/month) covers 101% of the $1,625/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

A dwelling mix skewed to houses (91% vs 78% VIC median) combined with a population of 8,667 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.

Risk Factors

Run the numbers on a Kialla property

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30-year projections for Kialla

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Property values in Kialla should track the wider Victoria market through 2026, with the $103,896/year median household income (9% above the $95,160 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~101% of the typical mortgage ($1,647/month rent vs $1,625/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 57/100 places Kialla in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Kialla a good suburb for investment?

Kialla scores 57/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 8,667, median household income of $103,896/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Kialla?

The main demand drivers in Kialla are an above-state-median household income of $103,896/year, a dwelling mix that is 91% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Kialla?

Kialla has a usual resident population of approximately 8,667, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Kialla from the Melbourne CBD?

Kialla sits 157 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Kialla?

The most recent census recorded a median weekly rent of $380 in Kialla, equating to approximately $19,760/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Kialla?

The median monthly mortgage repayment in Kialla is $1,625, or approximately $19,500/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Kialla cash-flow positive for investors?

A median weekly rent of $380 works out to $1,647/month, covering 101% of the median mortgage repayment of $1,625/month. That means rent exceeds the median repayment by roughly $22/month, so on these numbers Kialla leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Kialla?

The main risks are interest-rate sensitivity on the $1,625 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Kialla profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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