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Suburb Insights · VIC 3629

Mooroopna, VIC 3629 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mooroopna is a regional centre in Victoria, Australia, with a population of approximately 8,312, making it a smaller community. Located approximately 161 km from the Melbourne CBD, Mooroopna is a regional area in Victoria. The median household income is $58,292 per year.

Investment Score

36 / 100 Weak

Mooroopna's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Melbourne
Mooroopna
Victoria · 3629
161 km from Melbourne CBD
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Key Indicators

Postcode
3629

Official Australia Post postcode for Mooroopna. A postcode may cover multiple suburbs.

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Population
8,312

Usual resident population at the most recent census.

Median weekly rent
$250/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$58,292/yr

Annual median household income (before tax) across all households.

Distance to CBD
161 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
3

Estimated 3 parks and green spaces near this suburb.

Median monthly mortgage
$1,148/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
75% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Mooroopna

Who Mooroopna Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Victoria median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Victoria median, improving cash-flow margins.
  • Local parks and reserves (around 3) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (161 km) — plan for commute time or local employment.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

8,312 residents places Mooroopna squarely in the middle of the Victoria suburb size distribution (state median 7,416), with market depth comparable to most VIC localities. Mooroopna's median household income of $58,292/year is 39% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $250 equates to $1,083/month — about 94% of the median mortgage repayment of $1,148/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Mooroopna is 161 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 22% of household income — a useful sanity check on tenant affordability.

Mooroopna vs Victoria Median

How Mooroopna stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Mooroopna sits above the state median; negative means below.

MetricMooroopnaVIC medianΔ vs state
Population8,3127,416+12%
Median household income$58,292/yr$95,160/yr-39%
Median rent (weekly)$250$380-34%
Median mortgage (monthly)$1,148$1,950-41%
Distance to CBD161 km32 km+403%
Separate houses75%78%-3pp

Investor Checklist

Pre-inspection briefing for Mooroopna — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 39% below the VIC median ($58,292 vs $95,160) means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Strong rental coverage: $250/week (~$1,083/month) covers 94% of the $1,148/month median mortgage repayment, so the shortfall sits at just $65/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 75% houses in a 8,312-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mooroopna property

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30-year projections for Mooroopna

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Capital-growth expectations for Mooroopna are modest for 2026 — incomes 39% below the VIC median of $95,160 suggest gains will lag headline metro markets. Rental coverage runs at ~94% of the typical mortgage ($1,083/month rent vs $1,148/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 36/100 places Mooroopna in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mooroopna a good suburb for investment?

Mooroopna scores 36/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 8,312, median household income of $58,292/year and median weekly rent of $250. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mooroopna?

The main demand drivers in Mooroopna are a median household income of $58,292/year, a dwelling mix that is 75% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mooroopna?

Mooroopna has a usual resident population of approximately 8,312, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mooroopna from the Melbourne CBD?

Mooroopna sits 161 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mooroopna?

The most recent census recorded a median weekly rent of $250 in Mooroopna, equating to approximately $13,000/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mooroopna?

The median monthly mortgage repayment in Mooroopna is $1,148, or approximately $13,776/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mooroopna cash-flow positive for investors?

A median weekly rent of $250 works out to $1,083/month, covering 94% of the median mortgage repayment of $1,148/month. That leaves a $65/month shortfall (around $780/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mooroopna?

The main risks are interest-rate sensitivity on the $1,148 median mortgage, below-median household incomes ($58,292 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mooroopna profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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