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Suburb Insights ยท VIC 3639

Lower Moira 3639, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Lower Moira is a regional centre in Victoria, Australia, with a population of approximately 30, making it a boutique locality. Located approximately 192 km from the Melbourne CBD, Lower Moira is a regional area in Victoria. The median household income is $55,224 AUD per year (ABS 2021 Census).

Investment Score

25 / 100 Weak

Lower income levels in Lower Moira typically translate to more affordable entry points for investors. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Map shows Lower Moira, Victoria, Australia.

Key Indicators

Postcode
3639

Official Australia Post postcode for Lower Moira. A postcode may cover multiple suburbs.

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Population
30

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
N/A

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$55,224/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
192 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$825/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
39% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Lower Moira serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. With only 39% separate houses, Lower Moira has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

Long-term holding in Lower Moira requires careful assessment of local economic resilience.

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Rental Yield

Rental yields in Lower Moira tend to be lower โ€” investors may need to rely on capital growth instead.

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Renovation / Flip

The resale market in Lower Moira may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Lower Moira property

Full Property Analysis

30-year projections for Lower Moira

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital growth in Lower Moira may remain subdued in 2026, with limited demand drivers in the near term. Rental demand may be softer โ€” budgeting for vacancy periods is prudent in Lower Moira's 2026 outlook. Lower Moira is not a headline market, but contrarian investors may see long-term potential.

Frequently Asked Questions

Is Lower Moira a good suburb for investment?

Lower Moira is a regional area in Victoria with a population of 30. the median household income is $55,224/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Lower Moira?

Key demand drivers in Lower Moira include regional employment hubs, lifestyle, and affordability. 39% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Lower Moira?

According to the ABS 2021 Census, Lower Moira has a population of approximately 30. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Lower Moira from the Melbourne CBD?

Lower Moira is approximately 192 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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