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Suburb Insights · VIC 3885

Mossiface, VIC 3885 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mossiface is a regional centre in Victoria, Australia, with a population of approximately 138, making it a boutique locality. Located approximately 251 km from the Melbourne CBD, Mossiface is a regional area in Victoria. The median household income is $75,348 per year.

Investment Score

34 / 100 Weak

Mossiface has a solid income profile that supports reliable occupancy rates. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Mossiface
Victoria · 3885
251 km from Melbourne CBD
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Key Indicators

Postcode
3885

Official Australia Post postcode for Mossiface. A postcode may cover multiple suburbs.

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Population
138

Usual resident population at the most recent census.

Median weekly rent
$305/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$75,348/yr

Annual median household income (before tax) across all households.

Distance to CBD
251 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,257/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
94% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mossiface is a smaller community of 138 — about 2% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Mossiface's median household income of $75,348/year is 21% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $305 equates to $1,322/month — about 105% of the median mortgage repayment of $1,257/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Mossiface is 251 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 94% of dwellings — 16 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Mossiface vs Victoria Median

How Mossiface stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Mossiface sits above the state median; negative means below.

MetricMossifaceVIC medianΔ vs state
Population1387,416-98%
Median household income$75,348/yr$95,160/yr-21%
Median rent (weekly)$305$380-20%
Median mortgage (monthly)$1,257$1,950-36%
Distance to CBD251 km32 km+684%
Separate houses94%78%+16pp

Investor Checklist

Pre-inspection briefing for Mossiface — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 138 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Strong rental coverage: $305/week (~$1,322/month) covers 105% of the $1,257/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 94% houses in a 138-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mossiface property

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30-year projections for Mossiface

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mossiface are modest for 2026 — incomes 21% below the VIC median of $95,160 and a population of 138 suggest gains will lag headline metro markets. Rental coverage runs at ~105% of the typical mortgage ($1,322/month rent vs $1,257/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 34/100 places Mossiface in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mossiface a good suburb for investment?

Mossiface scores 34/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 138, median household income of $75,348/year and median weekly rent of $305. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mossiface?

The main demand drivers in Mossiface are a median household income of $75,348/year, a dwelling mix that is 94% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mossiface?

Mossiface has a usual resident population of approximately 138, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mossiface from the Melbourne CBD?

Mossiface sits 251 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mossiface?

The most recent census recorded a median weekly rent of $305 in Mossiface, equating to approximately $15,860/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mossiface?

The median monthly mortgage repayment in Mossiface is $1,257, or approximately $15,084/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mossiface cash-flow positive for investors?

A median weekly rent of $305 works out to $1,322/month, covering 105% of the median mortgage repayment of $1,257/month. That means rent exceeds the median repayment by roughly $65/month, so on these numbers Mossiface leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mossiface?

The main risks are a thin buyer pool (138 residents), interest-rate sensitivity on the $1,257 median mortgage, below-median household incomes ($75,348 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mossiface profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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