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Suburb Insights · VIC 3875

Sarsfield, VIC 3875 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Sarsfield is a regional centre in Victoria, Australia, with a population of approximately 543, making it a boutique locality. Located approximately 244 km from the Melbourne CBD, Sarsfield is a regional area in Victoria. The median household income is $73,996 per year.

Investment Score

33 / 100 Weak

Household incomes in Sarsfield sit in a comfortable mid-range for the Victoria market. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Sarsfield
Victoria · 3875
244 km from Melbourne CBD
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Key Indicators

Postcode
3875

Official Australia Post postcode for Sarsfield. A postcode may cover multiple suburbs.

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Population
543

Usual resident population at the most recent census.

Median weekly rent
$200/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$73,996/yr

Annual median household income (before tax) across all households.

Distance to CBD
244 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
82% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Sarsfield is a smaller community of 543 — about 7% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Sarsfield's median household income of $73,996/year is 22% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $200/week (~$867/month) covers only 58% of the median mortgage of $1,500/month — the remaining $633/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Sarsfield is 244 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Sarsfield vs Victoria Median

How Sarsfield stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Sarsfield sits above the state median; negative means below.

MetricSarsfieldVIC medianΔ vs state
Population5437,416-93%
Median household income$73,996/yr$95,160/yr-22%
Median rent (weekly)$200$380-47%
Median mortgage (monthly)$1,500$1,950-23%
Distance to CBD244 km32 km+663%
Separate houses82%78%+4pp

Investor Checklist

Pre-inspection briefing for Sarsfield — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 543 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $200/week rent covers only 58% of the $1,500/month median mortgage — a $633/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 82% houses in a 543-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Sarsfield property

Full Property Analysis

30-year projections for Sarsfield

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Sarsfield are modest for 2026 — incomes 22% below the VIC median of $95,160 and a population of 543 suggest gains will lag headline metro markets. Rental coverage runs at ~58% of the typical mortgage ($867/month rent vs $1,500/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 33/100 places Sarsfield in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Sarsfield a good suburb for investment?

Sarsfield scores 33/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 543, median household income of $73,996/year and median weekly rent of $200. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Sarsfield?

The main demand drivers in Sarsfield are a median household income of $73,996/year, a dwelling mix that is 82% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Sarsfield?

Sarsfield has a usual resident population of approximately 543, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Sarsfield from the Melbourne CBD?

Sarsfield sits 244 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Sarsfield?

The most recent census recorded a median weekly rent of $200 in Sarsfield, equating to approximately $10,400/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Sarsfield?

The median monthly mortgage repayment in Sarsfield is $1,500, or approximately $18,000/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Sarsfield cash-flow positive for investors?

A median weekly rent of $200 works out to $867/month, covering 58% of the median mortgage repayment of $1,500/month. That leaves a $633/month shortfall (around $7,596/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Sarsfield?

The main risks are a thin buyer pool (543 residents), interest-rate sensitivity on the $1,500 median mortgage, below-median household incomes ($73,996 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Sarsfield profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources