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Suburb Insights · VIC 3037

Plumpton, VIC 3037 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Plumpton is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 79, making it a boutique locality. Located approximately 31 km from the Melbourne CBD, Plumpton is a middle ring area in Victoria. The median household income is $94,224 per year.

Investment Score

56 / 100 Moderate

Strong household incomes in Plumpton underpin solid property demand. While further from the city, improving transport links could boost future demand.

Location

Melbourne
Plumpton
Victoria · 3037
31 km from Melbourne CBD
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Key Indicators

Postcode
3037

Official Australia Post postcode for Plumpton. A postcode may cover multiple suburbs.

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Population
79

Usual resident population at the most recent census.

Median weekly rent
$450/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$94,224/yr

Annual median household income (before tax) across all households.

Distance to CBD
31 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,484/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
57% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Plumpton is a smaller community of 79 — about 1% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $94,224/year, household income in Plumpton is within 1% of the Victoria median ($95,160), placing the suburb firmly in the state's mainstream demographic band. Rent of $450/week (79% coverage of the $2,484/month median mortgage) leaves a gap of roughly $534/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 31 km from Melbourne, Plumpton is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 57% of dwellings are separate houses (vs 78% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Plumpton vs Victoria Median

How Plumpton stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Plumpton sits above the state median; negative means below.

MetricPlumptonVIC medianΔ vs state
Population797,416-99%
Median household income$94,224/yr$95,160/yr-1%
Median rent (weekly)$450$380+18%
Median mortgage (monthly)$2,484$1,950+27%
Distance to CBD31 km32 km-3%
Separate houses57%78%-21pp

Investor Checklist

Pre-inspection briefing for Plumpton — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 79 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $450/week covers 79% of a $2,484/month mortgage, leaving a $534/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 57% of dwellings are separate houses (vs 78% VIC median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Plumpton

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Plumpton are modest for 2026 — incomes close to the VIC median of $95,160 and a population of 79 suggest gains will lag headline metro markets. Rental coverage runs at ~79% of the typical mortgage ($1,950/month rent vs $2,484/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 56/100 places Plumpton in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Plumpton a good suburb for investment?

Plumpton scores 56/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 79, median household income of $94,224/year and median weekly rent of $450. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Plumpton?

The main demand drivers in Plumpton are a median household income of $94,224/year, a dwelling mix that is 57% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Plumpton?

Plumpton has a usual resident population of approximately 79, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Plumpton from the Melbourne CBD?

Plumpton sits 31 km straight-line from the Melbourne CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Plumpton?

The most recent census recorded a median weekly rent of $450 in Plumpton, equating to approximately $23,400/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Plumpton?

The median monthly mortgage repayment in Plumpton is $2,484, or approximately $29,808/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Plumpton cash-flow positive for investors?

A median weekly rent of $450 works out to $1,950/month, covering 79% of the median mortgage repayment of $2,484/month. That leaves a $534/month shortfall (around $6,408/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Plumpton?

The main risks are a thin buyer pool (79 residents), interest-rate sensitivity on the $2,484 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Plumpton profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources