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Suburb Insights ยท VIC 3922

Smiths Beach 3922, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Smiths Beach is a regional centre in Victoria, Australia, with a population of approximately 315, making it a boutique locality. Located approximately 81 km from the Melbourne CBD, Smiths Beach is a regional area in Victoria. The median household income is $61,412 AUD per year (ABS 2021 Census).

Investment Score

29 / 100 Weak

Smiths Beach's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Map shows Smiths Beach, Victoria, Australia.

Key Indicators

Postcode
3922

Official Australia Post postcode for Smiths Beach. A postcode may cover multiple suburbs.

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Population
315

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$330/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$61,412/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
81 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,600/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
23% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Smiths Beach serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $330/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,600/month. With only 23% separate houses, Smiths Beach has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

Long-term holding in Smiths Beach requires careful assessment of local economic resilience.

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Rental Yield

Smiths Beach can deliver reasonable rental income, though yields are not the primary draw.

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Renovation / Flip

The resale market in Smiths Beach may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Smiths Beach property

Full Property Analysis

30-year projections for Smiths Beach

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Smiths Beach faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. The rental pipeline in Smiths Beach is thinner โ€” flexible lease terms could help secure tenants faster. Smiths Beach is not a headline market, but contrarian investors may see long-term potential.

Frequently Asked Questions

Is Smiths Beach a good suburb for investment?

Smiths Beach is a regional area in Victoria with a population of 315. The median rent is $330/week and the median household income is $61,412/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Smiths Beach?

Key demand drivers in Smiths Beach include regional employment hubs, lifestyle, and affordability. 23% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Smiths Beach?

According to the ABS 2021 Census, Smiths Beach has a population of approximately 315. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Smiths Beach from the Melbourne CBD?

Smiths Beach is approximately 81 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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