Free full calculator โ†’
Suburb Insights ยท VIC 3995

St Clair 3995, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

St Clair is a regional centre in Victoria, Australia, with a population of approximately 44, making it a boutique locality. Located approximately 104 km from the Melbourne CBD, St Clair is a regional area in Victoria. The median household income is $84,500 AUD per year (ABS 2021 Census).

Investment Score

34 / 100 Weak

Household incomes in St Clair sit in a comfortable mid-range for the Victoria market. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Map shows St Clair, Victoria, Australia.

Key Indicators

Postcode
3995

Official Australia Post postcode for St Clair. A postcode may cover multiple suburbs.

Australia Post Postcode Finder โ†’
Population
44

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$150/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$84,500/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
104 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

Find schools near St Clair on My School โ†’
Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,571/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
94% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, St Clair serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $150/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,571/month. The median household income of $84,500/year reflects a solid demographic, supporting sustainable rental demand. 94% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

โš ๏ธ
Buy & Hold

A buy-and-hold approach in St Clair could work well with careful property selection and a longer time horizon.

โŒ
Rental Yield

Achieving strong cash flow in St Clair is challenging at current rent-to-price ratios.

โŒ
Renovation / Flip

The resale market in St Clair may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a St Clair property

Full Property Analysis

30-year projections for St Clair

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

Create free account โ†’
Or jump straight to a calculator: Loan Serviceability First Home Buyer Grants

2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

St Clair faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. Rental demand may be softer โ€” budgeting for vacancy periods is prudent in St Clair's 2026 outlook. Investor sentiment toward St Clair is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is St Clair a good suburb for investment?

St Clair is a regional area in Victoria with a population of 44. The median rent is $150/week and the median household income is $84,500/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in St Clair?

Key demand drivers in St Clair include regional employment hubs, lifestyle, and affordability. 94% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of St Clair?

According to the ABS 2021 Census, St Clair has a population of approximately 44. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is St Clair from the Melbourne CBD?

St Clair is approximately 104 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

Explore Nearby Suburbs

Victoria Property Resources