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Suburb Insights ยท VIC 3658

Sugarloaf Creek 3658, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Sugarloaf Creek is a regional centre in Victoria, Australia, with a population of approximately 255, making it a boutique locality. Located approximately 77 km from the Melbourne CBD, Sugarloaf Creek is a regional area in Victoria. The median household income is $113,100 AUD per year (ABS 2021 Census).

Investment Score

50 / 100 Moderate

Strong household incomes in Sugarloaf Creek underpin solid property demand. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Map shows Sugarloaf Creek, Victoria, Australia.

Key Indicators

Postcode
3658

Official Australia Post postcode for Sugarloaf Creek. A postcode may cover multiple suburbs.

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Population
255

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$200/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$113,100/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
77 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,741/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
91% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Sugarloaf Creek serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $200/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,741/month. A median household income of $113,100/year supports premium property values and indicates a well-employed resident base. 91% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Sugarloaf Creek could work well with careful property selection and a longer time horizon.

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Rental Yield

Achieving strong cash flow in Sugarloaf Creek is challenging at current rent-to-price ratios.

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Renovation / Flip

Limited buyer depth in Sugarloaf Creek makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Sugarloaf Creek property

Full Property Analysis

30-year projections for Sugarloaf Creek

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Sugarloaf Creek faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. Landlords in Sugarloaf Creek may face longer tenant search times; competitive pricing will be important. Sugarloaf Creek offers measured appeal for investors willing to look beyond headline metrics.

Frequently Asked Questions

Is Sugarloaf Creek a good suburb for investment?

Sugarloaf Creek is a regional area in Victoria with a population of 255. The median rent is $200/week and the median household income is $113,100/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Sugarloaf Creek?

Key demand drivers in Sugarloaf Creek include regional employment hubs, lifestyle, and affordability. 91% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Sugarloaf Creek?

According to the ABS 2021 Census, Sugarloaf Creek has a population of approximately 255. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Sugarloaf Creek from the Melbourne CBD?

Sugarloaf Creek is approximately 77 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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