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Suburb Insights ยท NSW 2105

Scotland Island 2105, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Scotland Island is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 711, making it a boutique locality. Located approximately 27 km from the Sydney CBD, Scotland Island is a middle ring area in New South Wales. The median household income is $124,644 AUD per year (ABS 2021 Census).

Investment Score

69 / 100 Good

Above-average earnings in Scotland Island support sustained property values.

Location

Map shows Scotland Island, New South Wales, Australia.

Key Indicators

Postcode
2105

Official Australia Post postcode for Scotland Island. A postcode may cover multiple suburbs.

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Population
711

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$490/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$124,644/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
27 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,600/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
76% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Scotland Island's middle-ring location balances affordability with accessibility. These suburbs often benefit from established infrastructure, good schools, and transport links โ€” making them attractive to families and long-term tenants. The median rent of $490/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $2,600/month. A median household income of $124,644/year supports premium property values and indicates a well-employed resident base. 76% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Solid fundamentals in Scotland Island support capital growth over a medium to long hold period.

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Rental Yield

Rental returns in Scotland Island are attractive relative to purchase prices, supporting positive cash flow.

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Renovation / Flip

Renovation or flip strategies in Scotland Island face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Scotland Island property

Full Property Analysis

30-year projections for Scotland Island

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Strong Rental Demand: Moderate Investor Sentiment: Moderate

The outlook for capital growth in Scotland Island is encouraging heading into 2026, driven by constrained supply and buyer competition. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. Scotland Island offers measured appeal for investors willing to look beyond headline metrics.

Frequently Asked Questions

Is Scotland Island a good suburb for investment?

Scotland Island is a middle ring area in New South Wales with a population of 711. The median rent is $490/week and the median household income is $124,644/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Scotland Island?

Key demand drivers in Scotland Island include established amenities and transport access. 76% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Scotland Island?

According to the ABS 2021 Census, Scotland Island has a population of approximately 711. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Scotland Island from the Sydney CBD?

Scotland Island is approximately 27 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). This is within comfortable commuting range with good transport links.

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