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Suburb Insights ยท NSW 2281

Swansea 2281, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Swansea is a regional centre in New South Wales, Australia, with a population of approximately 5,044, making it a smaller community. Located approximately 95 km from the Sydney CBD, Swansea is a regional area in New South Wales. The median household income is $53,924 AUD per year (ABS 2021 Census).

Investment Score

33 / 100 Weak

Household earnings in Swansea are below the state average, which may affect long-term capital growth. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Map shows Swansea, New South Wales, Australia.

Key Indicators

Postcode
2281

Official Australia Post postcode for Swansea. A postcode may cover multiple suburbs.

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Population
5,044

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$330/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$53,924/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
95 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,908/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
62% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Swansea serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $330/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,908/month.

Investment Strategy

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Buy & Hold

Capital growth in Swansea may be constrained โ€” consider alternative strategies.

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Rental Yield

Expect competitive but not exceptional rental returns in Swansea's current market.

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Renovation / Flip

The resale market in Swansea may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Swansea property

Full Property Analysis

30-year projections for Swansea

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Price movement in Swansea is expected to be flat to modest in 2026, reflecting broader regional market conditions. The rental market in Swansea should see steady occupancy, with moderate upward pressure on rents. Investor sentiment toward Swansea is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Swansea a good suburb for investment?

Swansea is a regional area in New South Wales with a population of 5,044. The median rent is $330/week and the median household income is $53,924/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Swansea?

Key demand drivers in Swansea include regional employment hubs, lifestyle, and affordability. 62% of dwellings are separate houses. The area has approximately 1 schools and 2 parks nearby.

What is the population of Swansea?

According to the ABS 2021 Census, Swansea has a population of approximately 5,044. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Swansea from the Sydney CBD?

Swansea is approximately 95 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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