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Suburb Insights ยท QLD 4740

Mackay Harbour 4740, Queensland

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Mackay Harbour is a coastal suburb in Queensland, Australia, with a population of approximately 686, making it a boutique locality. Located approximately 805 km from the Brisbane CBD, Mackay Harbour is a coastal area in Queensland. The median household income is $108,108 AUD per year (ABS 2021 Census).

Investment Score

56 / 100 Moderate

Strong household incomes in Mackay Harbour underpin solid property demand. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Map shows Mackay Harbour, Queensland, Australia.

Key Indicators

Postcode
4740

Official Australia Post postcode for Mackay Harbour. A postcode may cover multiple suburbs.

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Population
686

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$500/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$108,108/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
805 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
7% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Mackay Harbour, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in Queensland consistently attract interstate migration and lifestyle buyers. The median rent of $500/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $2,167/month. A median household income of $108,108/year supports premium property values and indicates a well-employed resident base. With only 7% separate houses, Mackay Harbour has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Mackay Harbour could work well with careful property selection and a longer time horizon.

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Rental Yield

Strong tenant demand in Mackay Harbour underpins consistent rental income and low vacancy risk.

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Renovation / Flip

The resale market in Mackay Harbour may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Mackay Harbour property

Full Property Analysis

30-year projections for Mackay Harbour

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Mackay Harbour is expected to see moderate price growth in 2026 as the broader Queensland market stabilises. The rental market in Mackay Harbour should see steady occupancy, with moderate upward pressure on rents. Mackay Harbour offers measured appeal for investors willing to look beyond headline metrics.

Frequently Asked Questions

Is Mackay Harbour a good suburb for investment?

Mackay Harbour is a coastal area in Queensland with a population of 686. The median rent is $500/week and the median household income is $108,108/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Mackay Harbour?

Key demand drivers in Mackay Harbour include lifestyle appeal and proximity to the coast. 7% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Mackay Harbour?

According to the ABS 2021 Census, Mackay Harbour has a population of approximately 686. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Mackay Harbour from the Brisbane CBD?

Mackay Harbour is approximately 805 km straight-line distance from the Brisbane CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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