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Suburb Insights · SA 5495

Mambray Creek, SA 5495 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mambray Creek is a regional centre in South Australia, Australia, with a population of approximately 26, making it a boutique locality. Located approximately 242 km from the Adelaide CBD, Mambray Creek is a regional area in South Australia. The median household income is $108,316 per year.

Investment Score

43 / 100 Moderate

Mambray Creek benefits from a high-income resident base, supporting premium property pricing. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Adelaide
Mambray Creek
South Australia · 5495
242 km from Adelaide CBD
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Key Indicators

Postcode
5495

Official Australia Post postcode for Mambray Creek. A postcode may cover multiple suburbs.

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Population
26

Usual resident population at the most recent census.

Median weekly rent
$169/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$108,316/yr

Annual median household income (before tax) across all households.

Distance to CBD
242 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,975/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
68% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mambray Creek is a smaller community of 26 — about 1% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $108,316/year runs 34% above the South Australia suburb median of $80,964, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Weekly rent of $169 covers just 37% of the median $1,975/month mortgage repayment, leaving a $1,243/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Mambray Creek is 242 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Mambray Creek vs South Australia Median

How Mambray Creek stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Mambray Creek sits above the state median; negative means below.

MetricMambray CreekSA medianΔ vs state
Population263,699-99%
Median household income$108,316/yr$80,964/yr+34%
Median rent (weekly)$169$320-47%
Median mortgage (monthly)$1,975$1,616+22%
Distance to CBD242 km13 km+1762%
Separate houses68%73%-5pp

Investor Checklist

Pre-inspection briefing for Mambray Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 26 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

Rental Yield

Weak cash flow: $169/week rent covers only 37% of the $1,975/month median mortgage — a $1,243/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 68% houses in a 26-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mambray Creek property

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30-year projections for Mambray Creek

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mambray Creek are modest for 2026 — incomes 34% above the SA median of $80,964 and a population of 26 suggest gains will lag headline metro markets. Rental coverage runs at ~37% of the typical mortgage ($732/month rent vs $1,975/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 43/100 places Mambray Creek in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mambray Creek a good suburb for investment?

Mambray Creek scores 43/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 26, median household income of $108,316/year and median weekly rent of $169. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mambray Creek?

The main demand drivers in Mambray Creek are an above-state-median household income of $108,316/year, a dwelling mix that is 68% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mambray Creek?

Mambray Creek has a usual resident population of approximately 26, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mambray Creek from the Adelaide CBD?

Mambray Creek sits 242 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Mambray Creek?

The most recent census recorded a median weekly rent of $169 in Mambray Creek, equating to approximately $8,788/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mambray Creek?

The median monthly mortgage repayment in Mambray Creek is $1,975, or approximately $23,700/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mambray Creek cash-flow positive for investors?

A median weekly rent of $169 works out to $732/month, covering 37% of the median mortgage repayment of $1,975/month. That leaves a $1,243/month shortfall (around $14,916/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mambray Creek?

The main risks are a thin buyer pool (26 residents), interest-rate sensitivity on the $1,975 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mambray Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

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