These Terms of Service ("Terms") govern your access to and use of the equitysight.app website and calculator service. EquitySight is operated by Jacoby Yarrow, a sole trader based in Queensland, Australia ("we", "us", or "our").
By accessing or using the Service, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them.
equitysight.app provides a guided first-home buying planner (the First Home Journey), a suite of property finance calculators, and suburb market data pages, to help users plan and model an Australian property purchase.
If you create a share link for your journey or a scenario, you are responsible for who you give it to. Anyone with a view link can see the shared content; anyone you give an edit link to can change your journey. You can revoke links at any time from the journey page.
The free Starter plan provides access to core calculator features at no cost. Features may be limited compared to paid plans.
Pro plan subscriptions are billed monthly or annually in advance. Subscription fees are non-refundable except where required by applicable consumer law.
You may cancel your subscription at any time. Access to paid features continues until the end of the current billing period. We do not provide prorated refunds for partial billing periods.
We will provide at least 30 days' notice before changing subscription prices. Continued use after price changes take effect constitutes acceptance.
You agree not to:
The Service and its original content (excluding user-provided data) are and remain the property of EquitySight and its licensors. The Service is protected by copyright, trademark, and other intellectual property laws.
Your property scenario data remains your property. You grant us a limited licence to store and process it solely for the purpose of providing the Service to you.
Content you submitted for publication. While review submissions were open, you could post suburb reviews. By submitting one you granted us a non-exclusive licence to publish it with your display name; we may edit for legality or remove it at any time, and you can email us to have one taken down.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, or that any information provided is accurate, complete, or current.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL EQUITYSIGHT OR ITS SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICE.
Our total liability to you for any claims arising out of or related to these Terms or the Service shall not exceed the amount you paid us in the twelve months preceding the claim, or A$50 if you have not made any payments.
You agree to defend, indemnify, and hold harmless EquitySight and its service providers from and against any claims, liabilities, damages, losses, and expenses arising from your use of the Service or violation of these Terms.
We may suspend or terminate your access to the Service at any time, with or without cause or notice, if we believe you have violated these Terms or applicable law.
Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, disclaimers, indemnity, and limitations of liability.
These Terms are governed by and construed in accordance with the laws of Queensland, Australia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting a notice on the Service or by email at least 14 days before the changes take effect. Your continued use of the Service after that date constitutes your agreement to the new Terms.