In early 2026, my partner and I went looking for our first home — and I got tired of jumping between a dozen separate calculators just to understand the full picture. So I built the one tool I wish I'd had.
In January 2026 I started house-hunting and ran straight into a wall of scattered numbers: a stamp duty calculator on one site, an LMI estimate on another, the Queensland shared-equity scheme somewhere else, and 30 years of repayments nowhere obvious. I built a spreadsheet to stitch it together. It grew a dozen tabs and still couldn't tell me the one thing I actually wanted — the full cost, end to end, and what it would look like over the long run.
Talking to other first home buyers, I kept hearing the same thing. The numbers aren't impossible — they're just scattered, and the scatter is what makes the whole process feel harder than it should.
"I wanted one place that told you the full cost, the 30-year picture, and the break-even point — without ten tabs and a spreadsheet."
So in February 2026 I built EquitySight. It started as a tool for my own purchase and grew into something anyone navigating the path to homeownership in Australia can use.
It's an independent, Australian-built project — a small operation, and I read and reply to support emails myself. I care about making this genuinely useful. Not startup-speak useful. Actually useful.
Property finance doesn't need to be opaque. Every number I show you has a reason, and every calculation is explainable in plain English.
EquitySight is a calculator, not a financial adviser. I'm explicit about what the tool can and can't tell you — and I'll always point you to a licensed professional for the big decisions.
EquitySight is built from the perspective of someone who's actually been through the process — focused on the questions real buyers ask, not feature checklists.
I don't sell, rent, or trade your personal information. The scenarios you model aren't shared for marketing — see the Privacy Policy for the full detail, including the service providers who help me run the site.
EquitySight is improved regularly, and a lot of what gets built comes straight from user suggestions. I read every support email and reply as quickly as I can.
EquitySight is built specifically for the Australian market — state-by-state scheme rules, LMI calculations, and stamp duty by state, with suburb pages built on ABS Census and Australia Post data.
EquitySight isn't a big company — it's built and maintained by one person who went through the first-home-buyer process firsthand.
I'm upfront about what's real and what isn't. The calculators run on documented formulas tied to the official Australian rules. Suburb pages use genuine ABS 2021 Census population counts and Australia Post postcodes; figures I don't yet have a verified source for are clearly labelled as estimates. The written guides are drafted with AI assistance and then reviewed and edited for accuracy. And nothing on the site is paid for by a third party.
Every calculator's formula is documented in plain English. Read the EquitySight Methodology to see exactly how each number is worked out, and which official rule (ATO, APRA, RBA or a state revenue office) it follows.
What's real versus estimated, with licensing and attribution, is set out on the Data Sources & Attribution page. I label estimates as estimates and don't dress them up as official statistics. I don't accept paid data from agents or developers.
If you spot an error on any page or calculator, email support@equitysight.app. Confirmed corrections are made promptly, and I'll tell you what changed.
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