Australian Property Investment Insights

The same $750,000 home costs $15,228 in stamp duty in the NT and $33,542 in Tasmania — an $18,314 gap for an identical purchase. Here is every state ranked, with the brackets that drive it.

Your salary says one thing; the bank says another. HEM, the 3% serviceability buffer, HECS, and credit-card limits quietly cut your borrowing power by tens of thousands. Here is how the maths really works.

First Home Owner Grants, stamp-duty exemptions, shared-equity schemes, the First Home Guarantee, and the First Home Super Saver — what you can actually claim, by state, in 2026.